I know you can pay off an entire loan early (as long as you have the full amount), but I don't see any option to pay more than the installment back early (e.g., 15,000 instead of the game-determined amount of 5,000). Anyone know if partial re-payment of loans early is possible in this game? Showing 1 - 2 of 2 comments. Don't upgrade your garages in the beginning can be useful. Just buy new once; you get 3 slots instead of two and you are able to transport to the garages, which will pass time. So getting a couple garages all over the map fight be more useful in the beginning. Don't be afraid to be in depth. You can totally do it without loaning a single penny If you want a large front window: MAN, Renault Magnum. If you want to drive on slippery roads: Renault, DAF 2021, Mercedes. Offroad (in Promods or with any "no-fences" mod in singleplayer): Mercedes, Scania R. I recommend a Renault because I think it has the best handling in the game, and it’s looking cool too. Nice. I would do my own business but dont know If I should take from the bank 400k :S Iniciar sesión Tienda Inicio Lista de descubrimientos Lista de deseados Tienda de puntos Noticias Estadísticas Euro Truck Simulator 2. Are bank loans worth it? OctopusRoyalty 10 years ago #11. Yes, grab the loans as soon as you can, but don't have multiple 100K loans at the same time. Get one 100K loan to buy your own truck and then wait until you can get a 400K loan. Then pay back the 100K loan and use your remaining 300K+ to buy three more trucks and As for the Garage, if you don't also have money ready to hire a driver and buy them a truck to drive, then you're probably better off going for the upgrade or trade-in (if you wanted a different make/model) of the truck you're currently driving. #1. knighthawk Jul 21, 2017 @ 12:18am. They don't care which motor or what color. Just take the cheapest you can get. Unfortunately this game is not very deep from this point of view. In my case (try to get comfortable with the different things you can buy for your truck; every Truck manufactor has different logics there) I took a Scania with a Euro 6 480, that is enough. I usually get the first loan offered and buy a truck. Using your own truck pays roughly twice the quick jobs, and even when you deduct fuel/repairs/loan interest you'll still earn more, unless ypu always crash. 3. Q9cWLpq.